IMRF Disability Benefits Protect You

Your IMRF benefits include disability protection if you become disabled while you are an IMRF member. Your IMRF disability benefits are valuable because:

  • You continue to earn IMRF service credit toward your future IMRF pension, at no cost to you.
  • Your death benefits would still include one year’s salary, and death benefit options are the same as if you were still working
  • Your retirements benefits will not be affected by the amount of your disability benefit. Your original salary will be used to calculate your retirement benefit.

For more detailed information check out the IMRF website at then go to either tier 1 or tier 2 for a detailed explanation of benefits.